Impatient? Your credit may suffer
A new study by academic researchers indicates that people with lower credit scores tend to select immediate rewards instead of waiting for a larger reward later.
A new study by academic researchers indicates that people with lower credit scores tend to select immediate rewards instead of waiting for a larger reward later.
A reader wants to know why stores that pull credit scores when you apply for credit don’t tell you what the number is — and how the scores work in general.
A new prepaid debit card is being offered by Suze Orman in an attempt to change credit scoring, but don’t count on that. You can improve your credit in other ways.
Sometimes a credit report can be hurt by financial moves that might seem harmless at first. Avoid them and you can protect your score from a downgrade.
Recent figures show that FICO scores are rising, a sign that more consumers are seeing their financial situations improve. Taking several steps can help you join them.
If you can’t afford to hire a lawyer or pay the bankruptcy filing fee, consider some options so you still get creditor relief and protect yourself from property loss.
Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more.
With its significant drawbacks, the service is not worth the money for most people. Besides, there are better, and cheaper, options if you need protection and want to reduce your risk.
The possibilities of plastic are tempting, but the initial allure can turn quickly to debt despair. One finance writer owns up to her own time caught in the credit trap.
Looking for a credit score boost? Credit repair companies use promises of this quick fix to woo people with lousy credit, but it may not help you at all.
